Insurance Claim Disputes
Insurance policies are supposed to help those who file claims get back into the same condition they were in before the claim needed to be filed. Yet, this doesn’t always happen. Insurance companies don’t always want to take responsibility and pay what they should on the claim. Our Edmonds insurance claims dispute lawyer offers some insight on insurance claim disputes.
Insurance Claim Disputes | First and Third-Party Insurance Claims
There are two main types of insurance claims: first party and third party. A first party claim is insurance that you have that covers your property. For example, if you own a home and have homeowner’s insurance and you need to make a claim, it is a first party claim. Your auto insurance policy is, for you, a first party insurance coverage. If you filed a claim with your own policy, it would be a first party claim. The insurance company has an obligation to act in good faith. That includes timely communication, completing their investigation within 30 days, and providing a timely payment on the claim. Third party insurance means the policy belongs to another person or business besides you. If you’re in a car accident and you file a claim with the other insurance company, that is a third-party claim.
Insurance Claim Disputes | Commonly Disputed Claims
Car accidents, pedestrian accidents, truck accidents, motorcycle accidents, and workplace accidents are the claims most commonly disputed. An Edmonds insurance claim dispute lawyer can help accident victims regardless of whether they’re still receiving medical treatment. Your lawyer can communicate with the insurance company with you on your behalf. You can focus on getting better while we talk to the insurance company about your injuries and your medical bills. Our job isn’t over when your medical treatment ends. We help protect your rights and ensure that you’re treated fairly by the insurance company.
Insurance Claim Disputes | Should You Sign a Settlement?
You should not sign a settlement agreement with a first or third-party insurance company without first having the agreement reviewed by a lawyer to make sure that it is fair and in your best interest. When you sign a settlement agreement, you are bound to its terms. This means that you may not be eligible to receive future medical care for any injuries you may have. You also may not be allowed to file a lawsuit for damages.
If you require legal assistance disputing an insurance claim, please contact our experienced Edmonds insurance claim dispute lawyer today for a free consultation.